This is a very, very late review. In the middle of the recession i went to see this man. I had huge student debt, a mortgage, car payment and there were absolutely no jobs in my field in 3 states. I know, i tried. Any food service job wouldnt have even paid my car payment. This man laughed as he told me if he filed bankruptcy for me that i'd have everything down to my clothes taken from me. He has no compassion and needs to be run out of town. He never offered the type of bankruptcy that i needed but assured me his price was $4000. The average bankruptcy is around $1,100-$1300. Do not ever waste your time with this vulture.